Buying your first home is one of life’s biggest milestones—and at Haven Home Loans, we’re here to make that journey smoother, clearer, and more achievable.

With recent changes in lending rules and government-backed schemes like “Freedom to Buy”, it’s now more possible than ever to take that first step onto the property ladder.

Whether you’re saving for a deposit or unsure where to start, our expert advisers are ready to guide you every step of the way.

Why Now Is a Great Time to Buy

• Relaxed lending rules mean more flexibility for first-time buyers, with lenders now able to offer more high loan-to-income mortgages.
• The Freedom to Buy scheme (formerly the Mortgage Guarantee Scheme) supports buyers with deposits as low as 5%.

How Haven Home Loans Can Help

We offer tailored advice and access to a wide panel of lenders to help you:

• Understand how much you can borrow
• Find the most competitive mortgage deals
• Navigate government schemes and incentives
• Get mortgage-ready with clear, jargon-free guidance

Whether you’re buying solo, with a partner, or using a family boost, we’ll help you find the right mortgage to match your goals and budget.

Why Choose Us?

• Access to a wide range of first-time buyer mortgage products
• Friendly, expert advisers who explain everything clearly
• Support with paperwork, affordability checks, and lender requirements
• Guidance on budgeting, deposits, and long-term planning

First-time buyer mortgages are arranged on a referral basis through our trusted network of lenders.

Let’s Get You Moving

Ready to explore your options? Book a free, no-obligation appointment with one of our experienced advisers today. We’ll help you take the first confident step toward owning your own home.

Get in touch with Haven Home Loans—your first home starts here.

NOTE: Your home may be repossessed if you do not keep up repayments on your mortgage

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £495